What Dental Insurance Covers Orthodontics in White Bear Lake, MN?


If you or your child needs braces, Invisalign, interceptive orthodontics, or any other orthodontic treatment, you may wonder what dental insurance covers orthodontics in White Bear Lake, MNl. Unfortunately, the answer isn’t as straightforward as you might think, but the good news is that we have an excellent billing team and we’re here to help you through the entire process!

Here’s what you need to know.

Will My Insurance Cover Orthodontics?

While we wish we could simply give you a list of insurance companies that cover orthodontics, it’s hard to say what insurance company covers which orthodontic treatments because many insurance companies have several different plans, with each providing slightly different coverage.

What If I Want Braces for Cosmetic Reasons?

Orthodontic coverage is a little bit different from general dental coverage. With other dental procedures and treatments, only functional treatments (i.e., treatments meant to maintain or improve your oral health) are typically covered, while teeth whitening, veneers, and other strictly cosmetic treatments are not.

On the other hand, if you have orthodontic coverage, it doesn’t matter if you (or your child) want treatment for cosmetic or functional reasons—it will be covered in both cases. 

How Do I Know If My Orthodontic Treatment Will Be Covered?

Before you even visit our office, we will call your insurance company to verify your benefits. Then, when we go over your potential treatment options, we can also provide you with your out-of-pocket expenses and explain what your dental coverage will pay for.

Does Insurance Cover Invisalign Treatment?

Every plan is different, but it’s common for Invisalign treatment to be covered up to what your insurance would pay for traditional metal braces. This means you’ll be responsible for the difference. 

How Can I Pay for My Orthodontic Treatment?

Whether your insurance doesn’t pay for orthodontics at all or you’re worried about affording out-of-pocket costs, we have solutions available for you. We don’t want concerns about finances to ever interfere with your (or your child’s) dental health! Some of our options include:

  • Discount with full payment at the beginning of treatment
  • Family discounts for siblings and parents
  • Financing with no initial payment
  • In-house interest-free payment plans
  • CareCredit and Lending Point financing
  • Payment via Visa and MasterCard

If you’re interested in learning more about any of these options, let us know during your consultation. We’re happy to help!

Learn More About Dental Insurance for Orthodontics

If you’d like to learn more about your dental insurance coverage and whether it covers orthodontic treatment, call your provider or contact us at 651-426-9986 to schedule an appointment for a consultation at Signature Orthodontics.